Fresh Finance Group is a pan-Baltic group of credit providing companies, specializing in direct consumer financing, white label financing solutions and financial technology development. We have the ambition to become a market-leading consumer finance company in the Baltic Sea region by utilizing its unique market position and tailored product mix distributed through carefully selected channels. We operate under
Punk Finance brand.

We are looking for a capable


to oversee our organization’s credit risk management. You will be the Fresh Finance Group’s highest-ranking credit officer and coordinate all activities related to credit risk in the Group and its subsidiaries in Estonia, Latvia and Lithuania. We expect you to be passionate in developing our operations into a market-leading financial institution.

You will have to maintain control of diverse credit origination processes, so we require you to be aware, efficient and proactive contributor to maintenance and development of the Group’s credit risk policies, rules and origination schemes. You shall compile independent market research to evaluate prevailing trends and proactively suggest measures to address changes in the Group’s operating environment.

The goal of this position is to secure the functionality of business to drive extensive and sustainable growth. You will be in the middle of lending products development and get the big picture by working with stakeholders from business side (Sales) as well as cooperating with support functions such as Group Legal to manage all risks and co-risks related to lending.

What we offer
  • Fulfilling work in innovation oriented and open working environment in an agile team
  • Competitive remuneration package
  • Industry-specific training
  • Participation in winter office initiative
  • One week of extra paid vacation after 1 year of employment

If you feel that this position could be the one you are looking for then please apply with CV and letter of motivation (both in English) via cv.tammistepersonal.ee or CV-Online. Confidentiality will be guaranteed!

More information will be available by calling
Ingrid Valgma 56 474 777 or ingrid@tammistepersonal.ee.

With transmitting personal data you give permission to its processing and storage.